Jakarta, Kartunet.com - Do you often find yourself running out of money just a week after getting paid? If so, you need to pay attention to these easy money-saving tips for the extravagant.
Do you find the word "discount" irresistible? Do you often owe money to friends? Do you frequently run out of cash at the beginning of the month? Well, you might fall into the category of an impulsive spender, someone who often spends money spontaneously. Check out our saving guide right here.
1. Make it a habit to save 30 percent of your salary directly into a savings account. You can spend the rest according to your needs.
2. Get into the habit of having more than one bank account so you can regularly set aside money for an emergency fund. You might not realize it, but one day you'll find you have a substantial amount of savings across several banks thanks to this good habit.
3. The urge to shop is often stronger than the desire to save. Yes, this is a bad habit that can lead to bankruptcy. Make it a habit to shop during big sales, or resist the urge to spend when you've just received your salary at the beginning of the month.
4. Stop borrowing money, even for seemingly good reasons. Whether you owe friends or the bank that issued your credit card, debt will inevitably make you undisciplined in managing your finances.
6. Also, make it a habit to look for banks with fewer ATMs for your savings account. This makes it harder to easily spend your future investment funds.
All these frugal habits can certainly be achieved if you start with small changes. Remember, being extravagant will not bring you any benefits. Hendro